• Salaried individuals, self-employed professionals, and other eligible applicants who meet income, age, and credit requirements can apply, subject to lender assessment.

• This loan generally applies to residential properties purchased from builders or developers, including completed or under-construction homes that meet approval norms.

Yes, property should have the necessary approvals from relevant authorities to ensure legal and technical compliance before loan processing.

• The eligible loan amount is assessed based on factors such as applicant's income, repayment capacity, property value, and overall credit profile.

Yes, a co-applicant such as a spouse or family member can be included, subject to eligibility norms, which may help strengthen the loan application.

Loan tenure is generally flexible and can extend up to several years, depending on factors such as borrower age, income stability, and repayment capacity.

• For under-construction properties, loan disbursement is usually linked to the progress of construction and released in stages, as per agreed milestones.

Applicants are generally required to submit identity proof, address proof, income documents, bank statements, and relevant property documents for assessment.