Excellent care of customers using technology
Standard Operating Procedures across branches
Top-class risk management techniques
Empowering people who derive pride through achievement of results
Sustainable processes with responsibility for social values
“My dharma (duty) is to work, so that I can give."
Parmanand Deepchand Hinduja (1901-1971)
Founder, The Hinduja Group
The Hinduja Group, founded by Shri Parmanand Deepchand Hinduja in 1914, has grown from its origins in trade and merchant banking into one of the world’s largest diversified business groups.
The Group’s international journey began in 1919 with its entry into Iran, where it remained headquartered until 1979 before moving its global operations to Europe. Over more than a century, the Group has continued to expand its presence across geographies and diversify into businesses spanning both traditional and new-economy sectors.
Today, the Hinduja Group has a presence across continents, employs over 250,000 people, and has offices in key cities around the world and across India. Its diversified portfolio spans Mobility, Lubricants & Specialty Chemicals, Banking & Finance, Digital Technology & Enabled Services, Energy, Media & Entertainment, Real Estate, Healthcare, Project Development and Trading.
Over the years, the Group has combined entrepreneurship and professional management to build businesses with a long-term perspective, while continuing to strengthen its presence across markets and industries.
Hinduja Housing Finance is a subsidiary of Hinduja Leyland Finance (HLF), the financing arm of Ashok Leyland and part of the Hinduja Group. Hinduja Leyland Finance offers a wide range of financial solutions across vehicle and asset categories, serving diverse customer segments across India.
The Hinduja Group’s business philosophy is rooted in the vision and values of its Founder, Shri Parmanand Deepchand Hinduja, and his belief that it was his dharma (duty) to work so that he could give back to society.
His experiences, entrepreneurial instinct and belief in the value of hard work shaped five guiding principles that have remained central to the way the Group conducts its businesses and builds relationships. Their enduring relevance has enabled these principles to guide the Group across generations, geographies and industries.
Work to Give: The duty to work diligently carries with it a responsibility to give back to society. Success is not viewed solely in terms of business growth, but also in the value created for people, communities and society at large.
Word is a Bond: Trust is built by honouring commitments. Word is a Bond reflects the importance the Group places on integrity, credibility and fulfilling its commitments to employees, customers, partners, suppliers and other stakeholders. This approach has helped foster relationships built for the long term.
Act Local, Think Global: As the Group expanded into new markets and industries, Act Local, Think Global became an important guiding principle. While opportunities may be global, sustainable success requires an understanding of local markets, cultures, traditions and customer needs. Respecting these differences while maintaining a global outlook has been fundamental to the Group’s approach.
Partnership for Growth: Partnership for Growth recognises the value of collaboration and shared progress. Working closely with employees, customers, suppliers, business partners and other stakeholders enables organisations to combine expertise, encourage innovation, manage risks and create opportunities for mutual growth.
Advance Fearlessly: The principle of Advance Fearlessly draws strength from the other four principles. Sustainable growth requires ambition, perseverance and the willingness to embrace opportunities and navigate challenges. Built on trust, strong partnerships, an understanding of markets and a commitment to honouring its word, the Group continues to move forward with confidence and a long-term perspective.
Together, these five principles continue to shape the Hinduja Group’s approach to business and its relationships with stakeholders, while carrying forward the values established by its Founder more than a century ago.
Hinduja Housing Finance Limited was incorporated in April 2015 as a subsidiary of Hinduja Leyland Finance Limited, with a vision to make home ownership more accessible to customers across India.
Hinduja Housing Finance provides a range of housing finance solutions designed to address the needs of salaried and self-employed customers, with a strong focus on serving customers across emerging and underserved markets. Its offerings include finance for the purchase, construction and improvement of homes, along with other property-backed financial solutions.
With a growing presence across India, the company combines local market understanding with customer-focused processes and technology to deliver accessible and efficient financing solutions. It continues to strengthen its reach while maintaining a strong focus on responsible lending, risk management and service quality.
As part of the Hinduja Group, the company carries forward a legacy of trust, strong governance and long-term value creation while pursuing its objective of enabling more customers to realise their aspiration of owning a home.
What We Stand For
Our approach is centred on creating sustainable value for our customers and stakeholders through:
To grow our business on sound lines to create value for all our stakeholders; viz:shareholders, customers, employees and society as a whole.
Built on the foundation of strong ethics, honesty and transperancy with all our stakeholders, we envision us to be the preferred financier for our customers, providing the best in class Housing Finance Company among the companies engaged in housing finance.
To maintain a workplace characterized by widespread belief in the integrity, reliability, and ability of employees.
To consider and understand the needs of the customer to facilitate the accomplishment of common goals.
To maintain a workplace characterized by employees who have the skills and training to do their jobs.
To encourage the use of teams to accomplish organizational goals and objectives.
To promote an environment characterized by employees with a passion for excellence.
To always maintain the highest standards of credibility, sincerity and trustworthiness.
To always treat people with the highest level of regard and dignity, recognizing the value of each individual.
To be responsible for and committed to, the timely delivery of quality services and solutions as individuals and teams.
Mr. Dheeraj G Hinduja
Mr. Dheeraj Gopichand Hinduja holds a B.Sc. (Hons) degree in Economics & History from the University College, London, 1993.
He has completed his Master’s in Business Administration with specialization in Project Management from the Imperial College, London University, 1994.
Dheeraj is a third-generation member of the Hinduja Family, which owns and controls the Hinduja Group, with diversified business interests all over the world.
Employing over 100,000 people, the Hinduja Group’s portfolio includes businesses in Automotive, Energy, Infrastructure, Finance & Banking, IT & ITES, Media, Healthcare etc. Dheeraj has over 20 years of experience at strategic and leadership levels across the spectrum of businesses.
Mr. Sachin Pillai
He has been associated with India's banking & financial sector for more than three decades. He holds a bachelor's degree in business administration in marketing from Sardar Patel University and a master's degree in business administration from Chakravarti Rajagopalachari Institute of Management. With extensive experience in financial services, he has been instrumental in establishing and implementing strategic initiatives focused on business development, identifying growth opportunities, analyzing market trends, and leveraging data-driven insights for decision-making. Before joining the Company, he held leadership roles at Reliance Capital Limited as Executive Vice President and Group Business Head and at HDFC Bank Limited as Vice President. Over the years, Sachin has diversified his expertise into steering businesses across cycles, with a strong background of risk management, product development & organization building.
Ms. Manju Agarwal
She holds a bachelor’s and a master’s degree in arts from the University of Allahabad. She is also a Certified Associate of the Indian Institute of Bankers. Ms. Manju Agarwal has experience of over 34 years in the banking sector. She was the deputy managing director (digital banking and new businesses) of State Bank of India, wherein she was responsible for rolling out new digital initiatives in the bank, debit card strategies, acquiring business, transit solutions, transaction banking business and government business. She has also held the post of the deputy managing director and chief operating officer, corporate office.
Mr. Sundararajan G S
G S Sundararajan is the Group Director at Shriram Group. Earlier, he was the CEO & Managing Director of Fullerton India Credit Company Ltd. He was also the Managing Director of Fullerton Enterprises Private Limited.
Mr. Sundararajan was nominated to the Boards of two Financial Services investments of Temasek in China, one in Nanjing for the SME Business and the other in Chengdu in their Village Bank franchise. He was an integral part of Temasek’s vision for India in the Banking and Financial Services space that went on to become the fastest growing and largest networked Finance Company in the country. Earlier to this, he was the Managing Director and Head of Citibank’s SME and Asset Based Finance business in India. He had an exceptional stint at Citibank where he built the SME and ABF business of the bank across the country.
Mr. Parthasarathy
Mr. Parthasarathy has experience of over 40 years in the financial services sector. He was a part of the Senior Management Team (Pre – Board Committee) of IndusInd Bank Limited, wherein he was heading the Consumer Finance Division (CFD) which became significant contributor to Top line and Bottom line of the Bank. Precedent to that, he was the executive director and Head of Business in Ashok Leyland Finance Limited. Mr. S. V Parthasarathy is a Qualified Chartered Accountant from the Institute of Chartered Accountants of India.
Mr. Sudip Basu
Mr. Sudip Basu is the Group Head-Risk for Hinduja Group. Mr. Basu comes with more than four decades of experience of which 21 years were with Citibank, 19 years of Mr. Basu’s experience has been in Risk Management, where he had handled diverse client segments. His risk experience covers a whole range of Asset Classes including Commercial vehicles, Real Estate, Financial Assets and Unsecured Cash Flow lending. He has worked in India, Singapore & Hong Kong and handled Pan-Asia portfolio. Prior to financial services, Mr. Basu has spent 10 years in the Automotive sector with Tata Motors, Bajaj Auto and managed Suzuki’s distributor in Muscat, Oman. Mr. Basu is a mechanical engineer from IIT Kharagpur with a PGDM in Marketing and Finance from IIM-Bangalore.
Chief Operating Officer – Vivek Kannan is an engineer by qualification and a certified Six Sigma Black Belt. He brings more than 25 years of experience in the finance industry. His expertise spans banking operations, process excellence, credit and collections management, retail and corporate lending, digital transformation, and back-office operations. He has held key leadership roles at Citi, GE, Intelenet Global Services, Barclays, DHFL, and Motilal Oswal.
Chief Financial Officer – Mohit Bafna is a qualified Chartered Accountant and a commerce graduate with over 11 years of experience across audit and assurance, financial management, treasury, accounting, taxation, regulatory compliance, and strategic finance. Prior to joining the Company, he worked with Deloitte Haskins & Sells and Mohan Mutha Exports Pvt. Ltd.
Head – Sales & Collections – Sandeep Pant is an MBA graduate from MJPR University and a finance professional with over 20 years of experience in sales and marketing across products such as Loan Against Property (LAP), Home Loans, Personal Loans, Cards, and Business Instalment Loans. He has worked with leading banking and NBFC institutions, including ICICI Bank, CitiFinancial, Tata Capital, and Yes Bank.
Head – Human Resources – P.V. Solomon Kiran holds a Ph.D. in HR Management/Personnel Administration, degrees in Mathematics and Law, master's degrees in Business Management and Psychology, and a Diploma in Training & Development from ISTD. He has over 20 years of experience across strategic people management, business partnering, talent management, employee engagement, employment laws, and HR compliance. Prior to joining the Company, he worked with Reliance Life Insurance, ICICI Lombard, Softpath System, and Cholamandalam MS General Insurance.
Chief Risk Officer – Sadheesh Kumar holds a Master's Degree in Engineering from CEG, Anna University and is an alumnus of the PGDM programme at IIM Lucknow. He has over 20 years of experience spanning the engineering and NBFC sectors, with expertise in retail finance, corporate finance, and enterprise risk management. Prior to joining the Company, he worked with L&T Finance, BSNL, and Hinduja Leyland Finance.
Company Secretary – Srinivas Rangarajan acquired his Company Secretaryship from The Institute of Company Secretaries of India and holds a B.Com. degree from Madras Christian College. He has over a decade of experience in the finance and manufacturing industries and has previously worked at Shiksha Finance and Hinduja Leyland Finance.
Chief Compliance Officer – R. Venkatasubramanian holds a Bachelor's degree in Commerce from the University of Madras and is a Company Secretary from The Institute of Company Secretaries of India. He has over 16 years of experience in compliance management, secretarial functions, and corporate governance. Prior to joining the Company, he was associated with Sundaram Home Finance as Company Secretary and Compliance Officer. He has also worked with S.M.I.L.E. Microfinance Limited and Laurus Edutech.
Head – Internal Audit – Thomas Raj is a CA Intermediate and a commerce graduate from Christ (Deemed to be University), Bengaluru. He brings over 18 years of experience across risk-based internal audits, risk management, audit framework optimisation, vigilance and investigations, taxation, financial and statutory audits, income-tax assessments, and process improvement initiatives. Prior to joining the Company, he was associated with Vistaar Financial Services and Sunil Fernandes & Associates, Chartered Accountants.
National Manager – Technical – Suranjit Dutta holds an M.Sc. from the University of Madras and brings more than 21 years of experience in the banking and finance industries. His professional background includes tenures at Fullerton India, Edelweiss, ICICI Bank, Aadhaar Housing Finance, and Magma Housing Finance.
Head – Customer Service – Arthi Krishnamurthi holds an MBA in Marketing and Finance from ITM, affiliated with New Hampshire University, London. She has 27 years of experience in retail banking across assets, liabilities, service operations, customer satisfaction, and regulatory compliance. Her professional journey includes leadership roles at HDFC Bank Ltd., Citicorp Finance, Cholamandalam Finance and Service Ltd., and Equitas.
Head – IT – Stalin Irudhayaraj holds an M.Tech. from PRIST University and brings close to two decades of experience in IT development and support. He previously held positions at Lakshmi Vilas Bank, Software Paradigms Infotech, and Easy Design Systems.