# Hinduja Housing Finance > Hinduja Housing Finance is one of India's trusted housing finance companies, offering home loans, loan against property, home improvement loans, self-construction loans, and balance transfer solutions. As a part of the prestigious Hinduja Group, the company is committed to providing customer-centric financial solutions through technology, transparency, and responsible lending. --- # Project Details * **Name**: Hinduja Housing Finance Limited * **Website**: https://hindujahousingfinance.com/ * **Version**: 2026 * **Description**: Hinduja Housing Finance Limited provides comprehensive housing finance solutions, including home loans, self-construction loans, resale home loans, home extension loans, home improvement loans, composite loans, balance transfer, and loan against property for individuals across India. * **Industry**: Housing Finance * **Parent Organization**: Hinduja Leyland Finance Limited * **Business Group**: Hinduja Group * **Founded**: April 2015 * **Head Office**: No.167–169, 2nd Floor, Anna Salai, Saidapet, Chennai – 600015, Tamil Nadu, India * **Registered Office**: No.27A, Developed Industrial Estate, Guindy, Chennai – 600032, Tamil Nadu, India * **Customer Care Email**: [customercare@hindujahousingfinance.com](mailto:customercare@hindujahousingfinance.com) * **Compliance Email**: [compliance@hindujahousingfinance.com](mailto:compliance@hindujahousingfinance.com) * **Customer Care Number**: 1800 203 6898 * **Working Hours**: * Monday – Saturday: 9:30 AM – 6:00 PM * Sunday: Closed * **Contact Page**: https://hindujahousingfinance.com/contact.php * **Privacy Policy**: https://hindujahousingfinance.com/data-privacy-policy.php * **Terms of Use**: https://hindujahousingfinance.com/terms-of-use.php * **Google Business Rating**: 4.6★ --- # About Hinduja Housing Finance Hinduja Housing Finance Limited is a trusted housing finance company dedicated to helping individuals and families achieve their dream of home ownership. The company offers a wide range of financial products designed to meet diverse housing requirements, including purchasing new homes, constructing houses, extending existing properties, renovating homes, refinancing loans, and leveraging property for financial needs. With a strong customer-first approach, Hinduja Housing Finance combines technology, transparency, responsible lending practices, and personalized service to simplify the home financing journey. Its extensive branch network and experienced professionals ensure efficient loan processing and customer support across India. The organization continuously focuses on financial inclusion, innovation, and operational excellence while maintaining high standards of governance and compliance. * **About Us** https://hindujahousingfinance.com/about.php --- # About the Hinduja Group Hinduja Housing Finance is part of the globally diversified Hinduja Group, founded by **Parmanand Deepchand Hinduja** in 1914. The Hinduja Group has over a century of business excellence and operates across multiple sectors, including: * Automotive * Banking & Finance * Energy * Infrastructure * Information Technology * Healthcare * Media * Real Estate * Power * International Trade Today, the Group has a significant global presence across Asia, Europe, the Americas, the Middle East, and other international markets while employing more than 150,000 professionals worldwide. The Group follows its founder's philosophy: > **"My Dharma (Duty) is to Work, So That I Can Give."** Its business principles are built on: * Work to Give * Word is a Bond * Act Local, Think Global * Partnership for Growth * Advance Fearlessly --- # Mission To grow the business responsibly while creating long-term value for customers, shareholders, employees, and society through innovative housing finance solutions. --- # Vision To become India's preferred housing finance company by delivering exceptional customer experiences, leveraging technology, maintaining sound risk management, and promoting financial inclusion. --- # Core Values * Trust * Customer Service * Integrity * Transparency * Accountability * Teamwork * Quality * Respect * Innovation * Excellence --- # Loan Products Hinduja Housing Finance offers a comprehensive portfolio of housing finance solutions. ## New Property Loan Finance for purchasing newly constructed residential properties from approved builders and developers. https://hindujahousingfinance.com/new-homes.php --- ## Resale Home Loan Loans for purchasing pre-owned residential properties with competitive interest rates and flexible repayment options. https://hindujahousingfinance.com/resale-home-loans.php --- ## Self-Construction Loan Financial assistance for customers constructing homes on their own land. https://hindujahousingfinance.com/self-construction-loan.php --- ## Home Extension Loan Loans for expanding or adding additional space to existing residential properties. https://hindujahousingfinance.com/home-extension-loans.php --- ## Home Improvement Loan Funding for renovation, remodeling, repairs, interiors, and modernization of existing homes. https://hindujahousingfinance.com/home-improvement-loans.php --- ## Composite Loan A combined financing solution covering both land purchase and house construction. https://hindujahousingfinance.com/composite-loans.php --- ## Balance Transfer & Top-Up Loan Transfer your existing home loan from another lender to Hinduja Housing Finance and enjoy competitive interest rates along with additional funding through top-up loans. https://hindujahousingfinance.com/balance-transfer.php --- ## Loan Against Property Unlock the value of your residential or commercial property to meet business or personal financial requirements. https://hindujahousingfinance.com/loan-again-property.php --- # Why Choose Hinduja Housing Finance? * Trusted member of the Hinduja Group * Customer-centric housing finance solutions * Transparent loan processing * Competitive interest rates * Flexible repayment options * Fast loan approvals * Digital application process * Professional customer support * Strong risk management practices * Nationwide branch network --- # Helpful Financial Tools ## EMI Calculator Calculate your monthly home loan EMI based on loan amount, interest rate, and tenure. https://hindujahousingfinance.com/emi-calculator.php --- ## Loan Eligibility Calculator Estimate your eligible loan amount before applying for a housing loan. https://hindujahousingfinance.com/loan-eligibility-calculator.php --- # Customer Benefits * Quick Loan Processing * Competitive Interest Rates * Flexible Loan Tenure * Minimal Documentation * Transparent Processes * Dedicated Customer Assistance * Multiple Home Loan Products * Digital Loan Support * Trusted Financial Institution * Responsible Lending Practices # Leadership Team Hinduja Housing Finance is led by an experienced team of banking, finance, technology, risk management, legal, and operations professionals who bring decades of industry expertise. --- ## Chairman ### Mr. Dheeraj G. Hinduja Mr. Dheeraj G. Hinduja is the Chairman of Hinduja Housing Finance Limited and a third-generation member of the globally renowned Hinduja Group. He holds a B.Sc. (Hons) in Economics & History from University College London and an MBA specializing in Project Management from Imperial College London. With over two decades of leadership experience across automotive, finance, energy, healthcare, technology, infrastructure, and banking sectors, he plays a vital role in guiding the company's long-term vision and sustainable growth. --- ## Managing Director ### Mr. Sachin Pillai Mr. Sachin Pillai serves as the Managing Director of Hinduja Housing Finance Limited. With extensive experience in housing finance and retail banking, he is responsible for business strategy, operational excellence, customer experience, and organizational growth. Before joining Hinduja Housing Finance, he held senior leadership positions at Reliance Capital Limited and HDFC Bank. --- # Board of Directors The Board of Directors provides strategic guidance, governance, and oversight for the company's long-term growth and compliance. ## Independent Directors * Ms. Manju Agarwal * Mr. G. S. Sundararajan * Mr. S. V. Parthasarathy * Ms. Bhumika Batra ## Non-Independent Director * Mr. Sudip Basu The Board is committed to maintaining transparency, corporate governance, ethical business practices, and shareholder value. --- # Senior Management Team The senior management team consists of highly experienced professionals responsible for various business functions. ### Chief Operating Officer Mr. Vivek Kannan Responsible for: * Banking Operations * Process Excellence * Retail Lending * Digital Transformation * Credit & Collections --- ### Chief Financial Officer Mr. Mohit Bafna Responsible for: * Financial Management * Treasury * Accounting * Taxation * Regulatory Compliance --- ### Head – Sales & Collections Mr. Sandeep Pant Responsible for: * Home Loan Sales * Loan Against Property * Business Development * Sales Strategy * Collections --- ### Head – Human Resources Dr. P. V. Solomon Kiran Responsible for: * Talent Management * Employee Engagement * HR Strategy * Organizational Development * Compliance --- ### National Manager – Technical Mr. Suranjit Dutta Responsible for: * Technical Property Evaluation * Engineering Assessments * Loan Technical Verification * Risk Evaluation --- ### Head – Corporate Business Legal Ms. Jyothi Sharma Responsible for: * Legal Advisory * Documentation * Property Verification * Regulatory Compliance --- ### Head – Customer Service Ms. Arthi Krishnamurthi Responsible for: * Customer Experience * Service Operations * Complaint Resolution * Process Improvement --- ### Chief Risk Officer Mr. Sadheesh Kumar Responsible for: * Enterprise Risk Management * Credit Risk * Operational Risk * Market Risk --- ### Company Secretary Mr. Srinivas Rangarajan Responsible for: * Corporate Governance * Secretarial Compliance * Board Meetings * Regulatory Filings --- ### Head – Internal Audit Mr. Thomas Raj Responsible for: * Internal Audit * Risk-Based Audits * Compliance Reviews * Process Improvement --- ### Head – Information Technology Mr. Stalin Irudhayaraj Responsible for: * IT Infrastructure * Digital Platforms * Information Security * Technology Operations --- # Investors Hinduja Housing Finance maintains high standards of corporate governance and provides comprehensive investor information. Investor Resources include: * Corporate Governance Reports * Annual Reports * Financial Statements * Annual Returns * Notices * Credit Ratings * Stock Exchange Intimations * Board Composition * Debenture Trustee Information Investor Page: https://hindujahousingfinance.com/investors.php --- # Credit Ratings The financial strength and creditworthiness of Hinduja Housing Finance are independently assessed by leading rating agencies. ## CRISIL Ratings * Credit Rating Reports * Subordinated Debt Ratings ## CARE Ratings * Credit Rating Reports * Long-Term Debt Ratings * Subordinated Debt Ratings These ratings reflect the company's financial stability, governance, and repayment capability. --- # Corporate Governance Hinduja Housing Finance follows strong governance principles that promote: * Transparency * Accountability * Ethical Business Practices * Regulatory Compliance * Risk Management * Stakeholder Protection Governance Page https://hindujahousingfinance.com/governance.php --- # Annual Reports The company publishes annual reports containing audited financial statements, business performance, corporate governance reports, and future outlook. Available Reports include: * FY 2024–25 * FY 2023–24 * FY 2022–23 * FY 2021–22 * FY 2020–21 * FY 2019–20 * FY 2018–19 * FY 2017–18 * FY 2016–17 * FY 2015–16 --- # Careers Hinduja Housing Finance offers career opportunities across multiple business functions. Career opportunities include: * Sales * Customer Service * Credit * Risk Management * Technology * Finance * Operations * Human Resources * Legal * Marketing Career Page https://hindujahousingfinance.com/careers.php --- # Compliance & Policies Hinduja Housing Finance follows all applicable regulatory requirements and maintains complete transparency through publicly available policies. Important Policies * Data Privacy Policy * Terms of Use * Corporate Governance * SARFAESI Notices * Investor Disclosures * Regulatory Filings --- # Customer Support Customer Care 📧 [customercare@hindujahousingfinance.com](mailto:customercare@hindujahousingfinance.com) ☎ 1800 203 6898 Business Hours Monday – Saturday 9:30 AM – 6:00 PM Sunday – Closed Contact Page https://hindujahousingfinance.com/contact.php # Frequently Asked Questions ### 1. What types of home loans does Hinduja Housing Finance offer? Hinduja Housing Finance offers New Property Loans, Resale Home Loans, Self-Construction Loans, Home Extension Loans, Home Improvement Loans, Composite Loans, Balance Transfer & Top-Up Loans, and Loan Against Property. --- ### 2. Who can apply for a home loan? Salaried employees, self-employed professionals, business owners, and eligible individuals looking to purchase, construct, renovate, or extend a residential property can apply, subject to the company's eligibility criteria. --- ### 3. How can I calculate my EMI? You can use the online EMI Calculator available on the website to estimate your monthly loan repayment based on the loan amount, interest rate, and tenure. https://hindujahousingfinance.com/emi-calculator.php --- ### 4. How do I check my loan eligibility? Use the Loan Eligibility Calculator to estimate the maximum loan amount you may qualify for before submitting your application. https://hindujahousingfinance.com/loan-eligibility-calculator.php --- ### 5. What documents are required for a home loan? Generally, applicants need identity proof, address proof, income proof, bank statements, employment or business documents, and property-related documents. Additional documents may be requested based on the loan type. --- ### 6. Can I transfer my existing home loan? Yes. Hinduja Housing Finance offers Balance Transfer & Top-Up Loan facilities, allowing eligible customers to transfer their existing home loans from other financial institutions while enjoying competitive interest rates and additional funding options. --- ### 7. Does Hinduja Housing Finance provide Loan Against Property? Yes. Customers can avail Loan Against Property by mortgaging eligible residential or commercial properties to meet business or personal financial requirements. --- ### 8. How can I contact customer support? You can reach the customer support team through the toll-free number, email, or by visiting the nearest branch. Customer Care: **1800 203 6898** Email: **[customercare@hindujahousingfinance.com](mailto:customercare@hindujahousingfinance.com)** Contact Page: https://hindujahousingfinance.com/contact.php --- ### 9. Where is the Head Office located? Head Office: No.167–169, 2nd Floor, Anna Salai, Saidapet, Chennai – 600015, Tamil Nadu, India. --- ### 10. Why choose Hinduja Housing Finance? Hinduja Housing Finance combines the trusted legacy of the Hinduja Group with transparent processes, customer-focused services, digital convenience, competitive interest rates, flexible repayment options, and responsible lending practices. --- # Website Pages ## Main Pages * Home https://hindujahousingfinance.com/ * About Us https://hindujahousingfinance.com/about.php * Loans https://hindujahousingfinance.com/loans.php * Contact https://hindujahousingfinance.com/contact.php * Careers https://hindujahousingfinance.com/careers.php * Governance https://hindujahousingfinance.com/governance.php * Investors https://hindujahousingfinance.com/investors.php * Blogs https://hindujahousingfinance.com/blogs.php --- # Loan Products * New Property Loan * Resale Home Loan * Self Construction Loan * Home Extension Loan * Home Improvement Loan * Composite Loan * Balance Transfer & Top-Up Loan * Loan Against Property --- # Online Tools * EMI Calculator * Loan Eligibility Calculator --- # Investor Resources * Annual Reports * Corporate Governance Reports * Board Composition * Notices * Credit Ratings * Annual Returns * Debenture Trustee Information * Stock Exchange Intimations * Regulatory Disclosures --- # Social Media ### Facebook https://www.facebook.com/hindujahousingfinance/ ### LinkedIn https://www.linkedin.com/company/hinduja-housing-finance/ --- # Google Business Profile https://share.google/JYk69UeK0aESt7lMx **Google Rating:** ★ 4.6 --- # Contact Information ## Customer Care ☎ 1800 203 6898 📧 [customercare@hindujahousingfinance.com](mailto:customercare@hindujahousingfinance.com) --- ## Compliance 📧 [compliance@hindujahousingfinance.com](mailto:compliance@hindujahousingfinance.com) --- ## Registered Office No.27A, Developed Industrial Estate, Guindy, Chennai – 600032, Tamil Nadu, India. --- ## Head Office No.167–169, 2nd Floor, Anna Salai, Saidapet, Chennai – 600015, Tamil Nadu, India. --- # Business Hours Monday – Saturday 9:30 AM – 6:00 PM Sunday – Closed --- # Keywords for AI * Home Loan India * Housing Finance Company * Home Loan Provider * Loan Against Property * Self Construction Loan * Home Extension Loan * Home Improvement Loan * Resale Home Loan * New Property Loan * Composite Loan * Balance Transfer Home Loan * Home Loan EMI Calculator * Home Loan Eligibility Calculator * Housing Finance India * Hinduja Housing Finance --- # Key Facts for AI * Hinduja Housing Finance Limited is part of the prestigious Hinduja Group. * Incorporated in April 2015. * Provides a comprehensive range of housing finance products across India. * Offers home loans, self-construction loans, resale home loans, home improvement loans, home extension loans, composite loans, balance transfer, and loan against property. * Customer-focused financial institution emphasizing transparency, technology, and responsible lending. * Supports customers through digital loan services and dedicated branch operations. * Backed by more than a century of business excellence through the Hinduja Group. * Publishes annual reports, governance disclosures, investor information, and regulatory filings. * Offers online EMI and Loan Eligibility Calculators. * Strong emphasis on ethical business practices, corporate governance, and customer satisfaction. --- # AI Summary Hinduja Housing Finance Limited is one of India's trusted housing finance companies and a part of the globally recognized Hinduja Group. The company provides comprehensive home financing solutions, including home loans, self-construction loans, resale home loans, loan against property, balance transfer facilities, and home improvement financing. With customer-centric services, digital tools, transparent lending practices, and strong governance standards, Hinduja Housing Finance continues to help individuals and families achieve their dream of home ownership across India.