Credit Manager (MT)

Pan India
Posted 4 months ago

Age group : 22- 28 yrs

CTC : 4-6 lacs

Qualification : Graduates and CA or MBA/PGDM – Finance

Experience : Preferred candidates are with 3-8 yrs experience in LAP & HL products underwriting and Credit Operations.

General Job Responsibility

  • Credit and Operations management of Home Loans for the Region.
  • Credit appraisal as per policies, procedures, and credit underwriting guideline.
  • Maintenance of TAT, Compliance, policies and procedures.

Principal Accountabilities

Strategic

  • Screening of customer documents such as Application, KYC and Income documents
  • Initiate legal, valuation, CIBIL and other verification reports
  • Interpretation of Credit Bureau Report
  • Analysis of Bank Statements and other relevant documents for income assessment.
  • Customer meeting to evaluate business and income earning capacity

Tactical

  • Loan documentation check, Sanction conditions adherence, validate PDC and NACH forms accuracy.
  • Responsible for tracking and collecting all Post Disbursed Documents such as Loan Closure letters, Sale Deeds and other documents
  • Responsible for PDC/NACH replenishment

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