Age group : 22- 28 yrs
CTC : 4-6 lacs
Qualification : Graduates and CA or MBA/PGDM – Finance
Experience : Preferred candidates are with 3-8 yrs experience in LAP & HL products underwriting and Credit Operations.
General Job Responsibility
- Credit and Operations management of Home Loans for the Region.
- Credit appraisal as per policies, procedures, and credit underwriting guideline.
- Maintenance of TAT, Compliance, policies and procedures.
- Screening of customer documents such as Application, KYC and Income documents
- Initiate legal, valuation, CIBIL and other verification reports
- Interpretation of Credit Bureau Report
- Analysis of Bank Statements and other relevant documents for income assessment.
- Customer meeting to evaluate business and income earning capacity
- Loan documentation check, Sanction conditions adherence, validate PDC and NACH forms accuracy.
- Responsible for tracking and collecting all Post Disbursed Documents such as Loan Closure letters, Sale Deeds and other documents
- Responsible for PDC/NACH replenishment
|Job Category||We are hiring|