Hinduja Housing Finance (HHF) is a part of the prestigious Hinduja Group, Registered and Certified by National Housing Bank, a part of RBI and was established on 15 April, 2015. Hinduja Housing Finance was primarily formed to make the dreams of people to own a home come true. This is a professionally managed housing finance company with a pan-Indian presence.
We have a sound backbone and modern infrastructure to provide customers with efficient service and authorized share capital worth 150,000,000. We have designed customized solutions to cater to Residential, Real Estate and other financial intermediations.
Our goal is to promote a viable and cost effective housing finance system to effectively serve different income groups in various regions. Making home loans more convenient and easy is something we truly believe in.
Our robust network of branches is spread across the country to facilitate a seamless loan availing process. We have a strong team of experienced Home Finance professionals who provide a warm customer experience and doorstep service.
We ensure that the interest of all our key stakeholders – customers, shareholders, investors, bankers & employees are taken care of and consistently drive to increase value for them.
To grow our business on sound lines to create value for all our stakeholders; viz:shareholders, customers, employees and society as a whole.
Hinduja Housing Finance aspires to be
An organization distinguished by :
• Its use of technology to extend excellent customer service, standardize operating processes at all branches and exercise rigorous risk management practices across credit, operational and market risks.
• Empowerment of its employees to deliver consistently superior business results with pride and sense of achievement.
• Sustainable practices and corporate social responsibility aiming at financial inclusion.
• A forerunner in the market place in terms of profitability, productivity and efficiency as measured by ROA, ROE, NIM, Cost to Income Ratio and Net NPAs.
HHF’s goal is to be a one stop shop in the space of housing finance. We envision us as the best in class Housing Finance Company in the chosen parameters among the companies engaged in equipment financing. A preferred financier for all customers. An institution where we act ethically, honestly and with transparency in all our dealings, be it with our employees, customers, shareholders, the community we serve, Regulators and the Government.
HHF is governed by following values:
• To maintain a workplace characterized by widespread belief in the integrity, reliability, and ability of employees.
Customer Service :
• To Consider and understand the needs of the customer to facilitate the accomplishment of common goals.
• To maintain a workplace characterized by employees who have the skills and training to do their jobs.
• To encourage the use of teams to accomplish organizational goals and objectives.
• To promote an environment characterized by employees with a passion for excellence.
• To always maintain the highest standards of credibility, sincerity and trustworthiness.
• To always treat people with the highest level of regard and dignity, recognizing the value of each individual.
• To be responsible for and committed to, the timely delivery of quality services and solutions as individuals and teams.